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CREDIT APPLICATION

Welcome to Crimson Finance Fund (CFF).  Your application for credit will be processed promptly by CFF.  Answers to the following questions will help CFF understand your company and its credit needs and to assist CFF in devising ways of meeting those credit needs if at all possible.

If your company meets the initial screen for eligibility, a CFF Loan Officer will call you for additional information, an interview and a visit to your facilities.

We encourage you to answer all questions accurately.  If you do not understand a question, please call us at +381 38 233 343.  Use as much space as you feel is needed to answer each question.

This Credit Application may be forwarded to us electronically or delivered in hard copy to: Crimson Finance Fund Pashko Vasa  no. 22, 10000 Pristina, Kosovo

1. COMPANY INFORMATION
Date: 28/11/2020











 2. LOAN REQUEST



3. OWNERSHIP Private
% State %


Owners: List the corporate or individual names of the three largest owners of the company and the percent of the company owned






Is your company affiliated with any other companies through mutual or joint ownerships or other agreements?  If so, what is the nature of those affiliations and what are the obligations your company has to those other companies?

4. MANAGEMENT

List the following information for the three highest ranking members of your company:

Name Title  
Phone number
 
Years

in company
 
Years in business
 
     
     
     
5. COMPANY HISTORY


Briefly describe the two or three most significant developments or issues that have influenced your business results over the last three years: such as management changes, increased regulation, increased competition, limited capacity,  costs of doing business, and so forth:

6. COMPANY STRATEGY

Briefly, what are you doing now to build your competitive strength in the future?

7. PRODUCTS

List your three main products and the recent sales volume:

SALES (000€)
PRODUCT
2 year ago
last year
this year

Who are your main competitors for the sales of these products?

What months of the year are most busy with producing these products?

8.  YOUR CUSTOMERS


Who are your most important customers?

Is this customer base stable or does it vary greatly from year to year?

9.  YOUR SUPPLIERS

Who are your most significant suppliers or vendors of goods or services as you produce your products?

Which of these suppliers are most dependable in your most busy months of business?

10. YOUR BANKERS

Who are your depository bankers?



Do you have any loans or overdrafts outstanding with these banks, or any other bank, company or individual in Kosovo or any other jurisdiction?  If so, list the following information:

Name of lender Amount borrowed
Maturity date
Is this loan past due?

 


BORROWER CERTIFICATION AND AUTHORIZATION


I certify the information and data contained in this credit application represents fairly and accurately the conditions of the company applying for a loan from  Crimson Finance Fund.

I authorize Crimson Finance Fund make any inquiries they may deem necessary to verify the information in this application, or otherwise provided to Crimson Finance Fund.  Additionally, in conformity with the Banking Rule XXVIII on Credit Reporting, I authorize Crimson Finance Fund to disclose such information as is necessary and requested to the Credit Registry of Kosovo.

 

Signed _______________________________________ Date: 28/11/2020

 

Thank you for completing the above Credit Application.  Your Application will be carefully reviewed.  If the  Application fits within CFF credit guidelines, the following information will be requested:   (1) three years of financial statements, including cash flow statements and trial balances, (2) the most recent 18 months of bank statements, (3) cash flow projections over the life of the loan, (4) a copy of the purchase order, (5)  a copy of the corporate registration and (6) additional documentation as necessary.

Crimson  Finance Fund